Revolving consumer credit, 12-monthSeasonally adjustedRevised
Board of Governors of the Federal Reserve System · monthly · 692 observations
541st highest of 692 months since Jan 1969 (tied with 5 other months; revolving credit begins Jan 1968)
−0.2 pp vs prior month+5.8 pp vs a year earlier
Source: Federal Reserve Board
About this series
What it measures
The percent change in revolving consumer credit outstanding, mostly credit card balances, from 12 months earlier. Four01 computes it from the seasonally adjusted levels the Federal Reserve Board publishes monthly in the G.19 release.
Why it matters
Revolving credit is the most flexible kind of household borrowing, and this shows how fast balances are growing over a year.
Common misreads
The Fed's headline G.19 rates are one-month changes at an annual rate, not 12-month changes, so the numbers differ. It is in current dollars, the latest month is preliminary, and earlier months are revised.